Your Investment in Exchange for Equity Stock in Cash-Flowing Multifamily Complexes


Consumer Cooperative Group Inc. (CC Group) is utilizing Title 2: Access to capital for Job Creators, Title 3: Crowdfunding and Title: 4 Regulation A+ pipeline of the Jobs Act of 2016 to raise capital for its Real Estate Investment Cooperative (R.E.I.C™) in order to qualify and become the first Black* American owned Real Estate Investment Cooperative (R.E.I.C™) Corporation to be listed and traded on the New York Stock Exchange (NYSE) American via a Direct Listing, by appealing to a neglected and underserved market of non-accredited investors. CC Group is trying to create a permanent solution and by setting the path to become a publicy trading company and having access to the public markets and immediate liquidy for it's members/shareholders it will help prepare and strenghten every individual and business with a potential financial tool of cooperative purchasing power (CPP) to fight and combat gentrification of all types in their respective individual communities.

 

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Consumer Cooperative Group, a cooperative corporation, will equally allow everyone to become members and early shareholders. Once they become members/shareholders they will have an opportunity to build an equity position by investing at an affordable price into real estate projects.  A Peer2Peer (P2P) network is similar to the group concept but the cooperative consolidates the P2P network internally as a separate and independent element, while the cooperative represents the financial buying power of the internal P2P (members/shareholders) network as a single accredited cooperative investor entity. By attempting to create and establish a market for this niche and under-served market, Consumer Cooperative Group will create a financial vehicle (Real Estate Investment Cooperative) that will help facilitate and apply the financial resources of this neglected and underserved market of investors, so they can and through this cooperative take advantage of investments in real estate acquisitions and other financial opportunities collectively, independently, equitably and doing it 1 property, 1 street, 1 block, 1 community and 1 city at a time until we reach the Wall Street trading platform.  

The objective is to market to all investor types and at the same time, make it accessible and affordable to a specific member base, made up of non-accredited and accredited investor types and this will enable the cooperative to leverage the membership base by investing the affordable investment amounts in this offering from each member to acquire cash-flowing apartment buildings, single family residences and other real estate investments and services in exchange for equity in Consumer Cooperative Group, Inc.

Our goal is to move away from the traditional way of investing in real estate and other opportunities. Investment opportunities are often lost by everyday regular people because of time constraints, money, legal and governmental red-tape. Non-accredited investors need a way to compete and membership within this cooperative can level the playing field by allowing individuals classified as non-accredited investors the ability to invest their financial resources as a group, rather than individually, to access investment opportunities, that they normally would not, qualify to participate in.

 

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Let's Come Together and Change the Way We Do Business When Investing Our Dollars and Change the Status Quo to Benefit us and Our Future Generations, The Cooperative Way.

The founder of Consumer Cooperative Group, Inc. (CC Group) has been on a mission for the last 20 years looking for the right formula and a way to make real estate investment a reality for everyone without the hassle of red-tape. These options were just not available, prior to 2016 because of securities laws at the time, that hindered any effort for investments by non-accredited investors. 

The Jumpstart Our Business Startups (JOBS) Act changed this by providing an early opportunity for everyone regardless of financial classification to invest in a startup business. CC Group’s founder has taken all of the work, research and crafted it, to benefit all investor types in creating generational wealth for themselves and communities at an affordable cost and established Consumer Cooperative Group, Inc. as a fresh, new company so that we can all partake on this journey together. CC Group has limited operations, assets or capital, since the end of its last fiscal year and this is done by design, so that a neglected niche market of non-accredited investors can experience the opportunity to invest with ease, without hassle and build financial equity, direct with a fresh and clean company without a middleman.

                                                                        

We First Must Put Our Team Together

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CC Group’s goal is to create a massive equitable membership/shareholder base of the neglected & underserved market of investor types from all communities. We want to keep things simple when it comes to accountability. Members, investors, shareholders etc., expect answers to their questions and concerns and by keeping this inner circle small they will have that direct connection for accountability and an open line of communication. Putting a team together helps to delegate some of the workload away from some of the key tasks such as locating immediate cash-flowing real estate investment projects for acquisition by it directors. Locking down securities attorneys, transfer agents, market makers, marketing agents, property management firms, production teams, web development teams and other key team members that will position CC Group’s foundation for growth. The main focus is to ensure that Consumer Cooperative Group, Inc. has all the tools available necessary to discharge it duties to its members/shareholder base throughout the life of the investments.

Real Estate Investment Cooperative (R.E.I.C™) FinTech

REIC_Logo (Conflicted copy from Mac Mini on 2020-07-16).pngR.E.I.C™ (pronounced rec) is a real estate investment cooperative. R.E.I.C™ is the intellectual property, financial technology (FinTech) and entity designation (self-classification) type of Consumer Cooperative Group, Inc. (CC Group) and it can be compared to a real estate investment trust (REIT) without the classification and the restrictions imposed by the Internal Revenue Service (IRS) for this designation. The difference lies between, the classification of being a trust or cooperative. The definition of the cooperative will be defined later, lets focus on the core attributes of R.E.I.C™ as a new to the market, innovative financial investment vehicle, that invests the financial resources, of a networked community of neglected and underserved investors for the sole purpose of purchasing cash-flowing, debt-free real estate assets on a national and international level, in exchange for ownership (equity). Since, R.E.I.C™ is made up of members/shareholders in various communities it will serve as the public entity, representing the common goals of its members/shareholders who wish to equitably & financially compete and potentially become listed and traded on the New York Stock Exchange (NYSE) American via a direct listing to realize immediate liquidity, leverage for their investments and/or the ability to capitalize and build up their individual communities, to either control or prevent gentrification all together.

REIPP_Logo.pngReal Estate Investment Portal (R.E.I.P.P™) FinTech

R.E.I.P.P™ (pronounced rep) is a real estate investment portal management software system that is currently being developed that will allow for the management of investors, raise capital and the secure management of the company’s investment portfolio online. CC Group is prepping beyond the capital raise limitations that is placed on funding portals under Regulation CF, by creating a fully customizable investor platform to raise higher monetary amounts under Regulation A and beyond. Now, some of the features include investor relations with statements and document management. The management of investor relationships, through investor dashboards, to expedite and streamline capital equity raises with CRM and online deal rooms. Investor updates and automated waterfall distribution calculations and it is completely SEC compliant as it will allow the company to build and document preexisting relationships with all investors including the tools that will determine investor’s accreditation status before accessing investment materials and much more. The service will allow members to have access to potential cash-flowing real estate asset investments carefully chosen by the officers and or directors of the cooperative at an affordable investment and a hassle free experience. This provides an opportunity for the members to review the cooperative’s SWOT analysis (strengths, weaknesses, opportunities, and threats), the investment amount to participate, educational material, cooperative milestones & activities and any other parameters required to make the investment a reality. Screenshots of R.E.I.P™ user interface.

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In CC Groups’ opinion, this Real Estate Investment Platform Service will be one of kind in this Real Estate industry because of its core cooperative principles and even though crowdfunding and cooperative funding are two completely separate capital raising model’s, cooperatives are mistakenly included in the crowdfunding concept. Cooperatives predate the original business formation laws we have in place today and if we step back and look at society itself all businesses are operating as cooperatives anyway, but not to the benefit of the ones providing capital (Customers & Investors) by the way of purchasing products and services. The difference here is once a product and service is acquired by the customer, the relationship is limited to just that, a customer who consumes without any perpetual financial position to that product and or service, but CC Group's cooperative model combines that buying experience to include an equity stake, making it a complete perpetual investment experience.                                                              

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Before we continue let’s define a cooperative as an adjective which is the mutual assistance in working toward a common goal and the noun definition as it relates to a business as an organization which is owned and run by its members and who will share the profits or benefits from the business. Cross reference that with the crowd-sourcing definition created in 2006 as a sourcing model in which individuals or an organization obtain goods and services which include ideas and financing. So, in a nutshell if something is not being provided to a certain market, individuals can devise a plan to bring a product and or service to a group of people who use it, help to finance it and in addition, financially benefit from it.                                      

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CC Group’s niche market are the non-accredited investors who want to invest but have no financial vehicle in the public market to do so, now, while separating the terms between cooperative and crowd-sourcing this will distinguish the overall difference in this Real Estate Investment Platform Service. Investment of our capital is already a practice we as people do any way. Corporations advertise to tens of millions every day to buy their products and services and they cannot survive unless these millions of people buy. If we stop buying products from corporations for a short period of time and not play into their marketing hype about their products, we will put these businesses into a financial tail spin. This is the financial power of this neglected niche market of non-accredited investors that CC Group has at its disposal and by refocusing this financial buying power from this niche market as a cooperative group of members/shareholders, we will control our own company, product, profit and potentially shift the financial paradigm on an international level as a P2P network of diverse investor types using their financial investment power as a single cooperative entity through this new financial technology (FinTech).

Investment opportunities in real estate are often lost by everyday regular people because of time constraints, lack of money, lack of understanding of lending terms and disclosure requirements, and are usually taken advantage of by predatory lending, high net worth individuals or financial entities who are qualified as accredited investors. Low net-worth individuals, classified as non-accredited investors, need a way to compete when looking to long-term investing in the real estate market. A cooperative used as a real estate investment entity can level the playing field, by allowing individuals classified as non-accredited investors the ability to invest their financial resources as a group to access real estate and other investment opportunities that they normally would not qualify to participate in on an individual level.

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Strengths:

  • Investment does not require the need to qualify for a bank loan
  • Real Estate ownership through shares of stock and co-op membership
  • Investment is low and affordable
  • Invest opportunity is available to all investor types
  • Elimination of a Middleman
  • Institutional & Accredited Investor status as a cooperative group.
  • Debt free asset acquisitions through the investment process
  • Innovative financial technology (FinTech) that competes with traditional financial methods

Weaknesses:

  • Investor/membership participation base needs to be high to compete effectively
  • Long-term investment is required
  • Disadvantage of not having all savvy investors
  • Lack of understanding of what cooperatives are and their value
  • Potential turnover of membership base due to failure to maintain monthly or annual dues.

Opportunities:

  • Real estate ownership at fraction of the cost through equity stock.
  • A niche and unfulfilled markets will be addressed
  • An equity position will be created for these current and new investors
  • Educational training will be provided to new investors to help guide them through the investment process
  • The potential to become publicly listed and traded on an Exchange through a direct listing
  • No Underwriting, means no fees and no newly shares created
  • Direct listing prevents dilution of stock and no lock up agreements
  • Direct listing provides immediate liquidation for members/shareholders who can sell their shares directly to the public
  • Direct listings feature less trading volatility than traditional Inial Public Offerings

Threats:

  • Market volatility that will affect competitiveness and stability
  • Global competition from non-cooperatives
  • Other offers of short-term and high return investments from competitors
  • Old and new investor types remaining in their comfort zone and sticking to standard industry business practices
  • New Investor lack of patience and a get rich quick mentality

Strengths: One main advantage before deciding is the review of the strengths in starting a real estate investment cooperative. Everyone is not privy to being able to make large purchase such as real estate, so going through a process of applying for a loan from a bank can be an unnerving experience to some.       

Eliminating this element from the equation relieves potential investors of the anxiety of having to be approved or vetted in order to participate in an investment opportunity. While ownership through shares of stock may sound intimidating, it serves as an entry level opportunity for investors who may lack financial savvy but affords them an opportunity to invest at the business’s inception and benefit from its potential growth.

The overall perception of banks is not fully understood and this is where the fear and the lack of understanding of what the banks are doing comes into play. There is fear of banks and the unnecessary red-tape of having to disclose additional personal assets as a potential security for a loan. Lacking some of these elements can prevent the approval of a real estate loan or an opportunity for the bank to practice predatory lending and shaking down the homeowner/investors when the loan goes into default even when the bank knew the applicant could not afford the loan in the first place. “Predatory lending is any lending practice that imposes unfair or abusive loan terms on a borrower. It is also, any practice that convinces a borrower to accept unfair terms through deceptive, coercive, exploitative or unscrupulous actions for a loan that a borrower doesn’t need, doesn’t want or can’t afford.”

All too often when an opportunity arises, there lies a financial investment and the majority of time that monetary value is not affordable, but this business opportunity will lower that threshold and open up the door to financial resources and different investor types and eliminate the bank, brokers and fund managers as the middlemen in all financial transactions.

Weaknesses: Without a substantial member base the financial rewards of the business may never be realized and to be effective while keeping investments low, a large base of members must be established and maintained over the course of the business’s existence. We in society have been unknowingly conditioned through the years into believing of making quick money and getting rich quick, which results in being exposed to scam artist preying on everyone’s gullibility of being financially secure.

This business model is based on a long-term investment and might not be attractive to an individual looking to make a quick return and that is ok. In addition to this it embodies the element of less savvy investors, who may lack the training, knowledge or understanding to make a sound and reasonable investment in a long-term venture. Investors of all types must consider, only to invest what is considered a surplus of capital that can be tied in an investment for a long period of time.

Traditionally, corporate models have been centered around corporations, limited liability companies (LLC’s) and partnerships. It seems they have suppressed the embodiment of the cooperative model, which there is very little legislative data that fully details its core infrastructure. The lack of understanding of this can play a devastating factor when potential investors seek to obtain information about this structured business model. The end result may cause a high turnover rate of membership and the loss of annual dues, that will directly affect the purchasing power of the cooperative as a whole.                                                                           Picture9.png

Opportunities: A great opportunity for potential investors is that they can invest in real estate at fractional cost without all the headaches of trying to obtain a loan and then worrying about having to pay it back on a monthly schedule. It will be quite the opposite in this case, where an investment is made on the agreed terms and the investors just sits back and waits for its return. Where there lies a boundary between accredited and non-accredited investors regarding the financial capabilities is the classification and whether or not they will be eligible to participate in the investment. 

Until recent legislation, non-accredited investors have the ability now to participate in all investments, if they meet the minimum requirement regarding the percentage of their annual income they will be allowed to invest. This created a potential new niche market and a new group of investors who have been blocked from investment participation in the past. We believe this new opportunity creates the possibility of the new investors of being able to create generational wealth and through educational training to supplement their investment, this will guide them to accomplish their overall investment goals. 

Further, by exposing the benefits of stock ownership, members/investors have an opportunity to further benefit when CC Group, Inc. attempts to become a public traded company, which provides a market for the shares and the ability for the members/investors to leverage these shares (not sell them) to potentially build their wealth through additional personal and business investments of course this not a guarantee.

Threats: No investments are ever guaranteed to be successful because whatever the strengths and opportunities of the business idea, there will always lie some weaknesses and potential threats that will be working against its success in the market. 

Fractional ownership in real estate via the purchase stock offered might seem convenient but the down side to this is that there is no current market for the shares which makes them illiquid. 

Then we have preexisting established markets from businesses who are non-cooperatives who maybe providing similar services to a certain class of investors but can lure the potential new market of non-accredited investors by lowering some of their investing parameters providing a little more security but with the same historical and traditional results that originally excluded them in the beginning. 

The business has the inability to service the needs of short-term and high return investments in contrary to the competition thereby curtailing the businesses ability to attract new or retain investors.

We live in a society where patience is nonexistent when it comes to long-term financial investments. This lack of patience is an immediate threat to CC Group, Inc.'s overall growth to obtain the required purchasing power, when investing in cash-flowing real estate. Only time and patience will help accomplish this, in the long-term.

 

What Makes this Real Estate Investment Portal Different?

There are multiple reasons on what makes this Real Estate Investment Platform (R.E.I.P™different, it is a cooperative network infrastructure for affordable investment opportunities for members who will also be the benefactors of the cooperative’s success. It resembles a crowdfunding structure but it additionally injects the stakeholder platform, and this allows for its members to become permanent investors in an ongoing multi business platform. This becomes the umbrella and it will be an extension of all future financial ventures involving CC Group, Inc.

The purpose of the business's financial tech (FinTech) is to provide affordable investment opportunities for non-accredited investors in all major domestic and international economically driven business platforms at the ground inception and place these individuals in a primary position as compared to a traditional financial institution's underwriting methods. This cooperative business model extends the underwriting power to the non-accredited investors who are the members/shareholders of the cooperative and based on the affordable investment criteria set by the cooperative and depending on the size of the membership base at the time of the investment campaign, investment funds by the members will be invested together to fund and acquire debt-free cash-flowing assets, through its cooperative purchasing power (CPP).

The mission is to get this core model and infrastructure in place with the cooperative. Once in place, we intend to initiate a direct public offering (DPO) filing with the Securities and Exchange Commission (SEC) in conjunction with applying to be listed on a trading exchange (preferably the NYSE American), which will give the cooperative the ability to issue registered and free trading shares to its membership/Shareholder base and provide a potential exit strategy for the member’s small but affordable investment that can be repeated as they so desire, through the sale or leverage of their shares.

The vision is to duplicate this cooperative business model to enable each member/investor to establish a local cooperative within their communities and use the value from their shareholdings collectively with the master cooperative to rebuild communities and fund local economical projects. 

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Why is Real Estate So Critical as an Initial Investment?                                  

The real estate investment industry deals with the crowdfunding method under the Jumpstart Our Business Startups (JOBS) Act. Crowdfunding is not the only purpose here but the terminology is really a catch phrase since this industry is taking off at a rapid pace. 

The crowdfunding term can be used if two or more people invest in a project, traditionally that is how the stock market today operates by buying and selling stock by a mass of people, though they do not call that crowdfunding, even though it is funding millions of businesses every day. The JOBS Act is broken up into separate titles with Title 3 (Crowdfunding) and Title 4 (Regulation A) being the subject matter because they work together to create an investment opportunity for all investor types.

So, the initial investment in real estate serves as security and the foundation of equity in the cash-flowing assets. CC Group, Inc.’s branding and marketing will not be in the traditional sense because it will cater to all, but it will establish equity to all participating member/investors including the non-accredited investor niche market. Unlike the term equality, equity will provide a position of potential opportunity and that is proposed with the initial investment, if carefully planned out over a period of time. 

Equality does not level the playing field because no two investors are alike or the same, so providing what is traditionally considered an equal distribution of financial wealth between two individuals receiving an equal amount of $10,000 to invest will not yield the same result. There are variables at play that may hinder one of the investors ability to make good investments choices such as education, research, training and until recent governmental legislation and even though the monetary distributions were equal, each investors situation is not, thereby suggesting potential different financial outcomes. 

CC Group, Inc.’s branding and marketing of the cooperative will attempt to alleviate this equality gap and replace it with an equity component which will help in identifying and recognizing different investor types financial statuses and provide the education and research components needed to build their equity position in their investment in the cooperatives real estate portfolios, at the fraction of the cost and over a period of time. Equality hinders, equity builds and results vary on the way and how an opportunity is presented to a potential investor. This by itself will affect the real estate investment industry because it is self-regulating approach to responsible investing not only in real estate market, but also into the cooperatives potential shareholders education in finance.

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"Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense... and managed with reasonable care, it is about the safest investment in the world."                                      

- Franklin D. Roosevelt, former U.S. President

Assets

Some assets have already been purchased and some are in the early review and/or contract negotiation/syndication phase. Current assets will have their debt eliminated and that will boost member/shareholder equity and increase the company’s purchasing power for the purpose of obtaining additional cash-flow assets. The asset list below can and/or will change due to failed negotiations and if that is the case it will be replaced with another property and notice will be provided to all member/shareholders of its change.

We, collectively as group, have too financially position CC Group to purchase up to 10,000 residential units in the combination of multifamily apartment complexes and single family residences across this nation over the next few years, in order to financially secure its position in an attempt to create a public market for its securities and even though this is not a guarantee, it is in our opinion, a good start for our collective communities.

Commercial Portfolio & Overview

Cedar Square Apartments

Is a 116 unit complex built in 1963/1965 and it has a net rentable sq. ft of 80,400. Capital required to acquire this asset debt free is $8,300,000.00.

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Leuda May Apartments

Is a 22 unit complex built/restored in 1925/2001 and it has a net rentable sq. ft of 16,385. Capital required to acquire this asset debt free is $3,500,000.00.

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Hanover Midtown Park

Is a 422 unit complex built in 2018 and it has a net rentable sq. ft of 377,640. Capital required to acquire this asset debt free is $85,000,000.00.

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Residential Portfolio & Overview:

El Paso, Tx Investment Rental

It is a 3 bedroom 2 bath 1 car garage home with approx. 1200 sq. ft.. Tenant has been here for over 7 years. Lease is coming to an end and we plan on not renewing so we can renovate and increase the sq. footage by 200 to 300, to increase the value and also update the property completely and possibly sell or continue to hold as a cash-flowing asset.

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The company currently has a management managing the property and is collecting $775 rent per month and rent in the area ranges from $850 to $1100 based on the sq. footage 

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This property was built in 1982 and is excellent condition. The property has the potential of bringing in additional value upon a renovation to completely upgrade and also increase in monthly cash-flow as well as, if it were sold, a nice return on the investment. This property will need to be refinanced to eliminate the original debt in return for an equity position in the company.

 

Overview

Consumer Cooperative Group Inc., is raising up to $250,000.00 to prepare for our Regulation A preparation and filing. The remaining $96,800,000.00 will be obtained in combination through a Regulation D offering from family, friends, business colleagues, short-term assumable loans through Fannie Mae and accredited investors through our newly developed Real Estate Investment Portal (R.E.I.P). Additionally, if the CC Group’s Regulation A+ securities filing gets qualified with the Securities & Exchange Commission (SEC) during this Reg CF offering, it will take precedent which means all non-accredited & accredited investors can invest directly with CC GROUP on its Real Estate Investment Portal (R.E.I.P) where the capital raise will be allowed up to $50MM ever 12 months. At this point the Reg CF, lawfully must terminate under the SEC rules and Reg A+ takes over and all investors are transferred over to the CC GROUP’s platform.

Having debt, such as mortgage places all equity shareholders in a subordinate position and subject to the debt with the potential of wiping out their equity position all together.

Investment proceeds will be first used to eliminate all long-term debt encumbering current and future real estate assets to ensure equity shareholders remain in the primary position. This is important, as it allows for the protection of early stakeholder’s equity position in the event the real estate assets are ever liquidated. Equity stakeholder’s have first right to distributions, since there are no underlining debt.

The company is not authorizing any capital distributions from real estate cash-flow until its growth is substantial enough to meet the listing requirements of the New York Stock Exchange American. When authorized, the company’s standard distribution terms of all real estate cash-flow will be allotted accordingly:

Member/shareholders

  • An Equity stake in the company and a 50/50 split of net real estate proceeds with the company, distributions paid monthly and within 30 days of each monthly ending rental cycle
  • Additional Patronage Dividends (Seperate and additional distributions for members only)
  • Distributions are based on Equity Share ownership percentage
  • Reinvestment option for additional shares
  • Cooperative membership benefits
  • Membership capital account

Non-member/shareholders

  • No patronage dividends
  • No distributions
  • No membership benefits
  • No membership capital account
  • No reinvestment option for additional shares

*All membership benefits including bonus shares that are calculated after the minimum price per share has been determined, occur after the offering is completed. Example, Perk 1 is $120 divided by $10 per share equals 12 shares. Since Perk 1 offers 300 shares minus the 12 shares at $10 per share, then bonus shares from for early participation will be 288 shares. Repeat for each.

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What Makes Our Team Special

CC Group, Inc.’s founder has over 25 years of experience in holding, selling and controlling a variety of real estate investments and has personally managed and at times acted as the maintenance personnel for each of the properties throughout these years. The experience of dealing with regulatory red tape, banking loans, predatory lending and breaches of contracts by the very lending institutions engaged in the current market, our founder brings a unique perspective and insight on how the banking laws were written and how they actually work for a certain class of borrowers. Eliminating the need for banks, brokers and fund managers are essential in achieving independence from a financial system that prays on its consumer market. 

The financial power has always been with the people, but it has never been presented in a way, that teaches the benefit of harnessing and leveraging this financial power as a group. Lending institutions are powerful entities when the public’s perception is conditioned to believe that they are doing something unique in the financial markets but in reality banks, finance companies and even some government’s agencies around the world are the main suppliers of debt financing (Girard, O'Keefe, & Price, 2012, p.73). What makes this team so special is that finance is an open discussion? Understanding the investment and its benefits is a mandatory educational requirement before proceeding and with CC Group, Inc., disclosure on progress whether it is good or bad will be given regardless of the potential of losing investor support because we rather tell the truth and potentially lose you, than lie to keep you.

References:

Girard, S. L., O'Keefe, M. F., & Price, M. A. (2012). Methods of financing. In A crash course in starting a business: Learn what you need in two hours.

Invest in Our Company Today!

We believe you will not get another investment opportunity offered like this from any other company on the market. Why? The financial system and the way it makes money has been embedded and conditioned into financial professionals on all levels. It is a long practiced tradition that has separated us into different financial classes since the inception of money. 

We have only been taught about money from one perspective and this is what has given power to the financial system and to a certain class of investors. We make money and spend money but we were never taught that we can or have the ability to create it. This ability has been flashed directly in our faces throughout the media but our lack of understanding the perception of money causes us to miss the signs. 

Investing with CC Group, Inc. will bring this to the forefront in educating our members/investors while concurrently providing hands on experience through the investment process. The founder will be walking with you side by side in equity, while building this investment together. No other investment opportunity will put the members/investors first or duplicate the process because CC Group, Inc. does not view educating the members/investors as future competition but as a collective, in building a large purchasing power entity made up of individual independent self-sufficient smaller community entities. 

Remember money is only a byproduct of the equity stock, because as long as you have the stock and the real estate along with the cash-flow from the real estate supporting the equity stock valuation, then we will all have the power of financial leverage of that stock, to obtain money to fund our own ventures without a bank. 

Now, see why you should invest and support the cooperative because we are going to share and disclose what others will not and at the same time show proof on concept of traditional financial practices that keep us financially separated and the non-traditional way of disclosing and practicing how banks and other financial investment entities actually conduct business, for our personal and economical benefit.

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Informing people about properly investing their money in something that will produce a return on the investment, is a difficult and a daunting task at best. Real estate is one of the most secure investments a person can make and getting people to understand the value of their money will help them learn how invest it. Using the State’s Lottery system as an example, shows the power the citizens of this country have, but it also displays a disconnect from financial responsibility through deceptive advertisement in the form of gimmicks that separates the people’s hard-earned money into the hands of this game of chance. 

Now, the states cannot bear full responsibility for their practices to leverage additional money to fund these so-called programs they claim they will be providing because financial disclosers are made to the lottery players in question. Whether or not they read or even understand them is another question in itself. If a player wins a big jackpot there are multiple options of the payout such as a lump sum and payments spread-out overtime, for a period of the next 20 years and do not forget the big tax bill that is automatically taken out. 

Playing on the emotions by hyping them up and selling them hopes and dreams of being rich, shocks the conscious and suppresses the common sense which we believe is a part of the psychological design of manipulation. People feel that they are getting an opportunity of the American dream by taking a chance with their money for high return on their $1.00 or more investment on a ticket, which, it is more to it than that. Like any game of chance, the game is designed to favor the house at all times. 

Let’s use a modest example of 1 million people investing $10 each in lottery tickets for one game only in a week. This $10 million dollars is the financial power that these people have and the state lottery wants to take possession of it legally from this group of people at minimal overhead cost as possible and without a return on investment to the people. The lottery numbers are revealed and there are no matches and the state just legally received $10 million dollars for free. Wealth and power just changed hands at a blink of an eye and this happens every single day without question. 

Same scenario, but different investment, into a real estate apartment complex that is cash-flowing about $4,000,000 a year after the $10 million-dollar investment from the same million people above. A simple education about the value money is introduced and a no return scenario in a lottery investment and into a real estate purchase creates a responsible overall return on investment for the 1 million people at 40%. Individually that equates to an annual $4 dollar return which, means in 2 ½ years they will make their initial $10 back and continue to receive cash-flow from the real estate asset for as long as they own it as a group. Which investment would you make? Increasing the investment amount, increases the additional asset purchased, which increases the cash-flow and increases the rate of return on the initial $4 dollar investment. We have to rethink cooperative investment pooling and shift the financial power back to ourselves and our individual communities. The choice is yours.

"I freed a thousand slaves. I could have freed a thousand more if only they knew they were slaves."

-Harriet Tubman

Meet Our Team

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Tanen Andrews

Chairman/Chief Executive Officer

Tanen Ankh Aha Andrews, Founder and CEO of Consumer Cooperative Group Inc, has been a real estate investor for over a 25 years. He first started his real estate investment business in 1995, alongside his Transportation and Logistics business, just started 3 years prior when he was only 21 years old. Now, at 48 his vision has not changed, but he is more focused, as new legislation is allowing him to do what he was unable to do 25 years ago in real estate and that is being able to bring the financial power of the community to the forefront by establishing a cooperative method to be used, to buy back our land, communities, build infrastructure that will create community businesses, utility services, a financial network that will allow his people to circulate it’s financial capital amongst itself and solidify a right of an equity stake for the people in every community.

 

Tanen’s formal education includes a Bachelor’s of Science in Game Art & Computer Animation, Master’s of Art in Entrepreneurship: Small Business, Masters in Business Administration.  He has spent decades investing in and renovating millions of dollars of single family homes that benefited the subsidize housing market in Southwest Dallas, educating the community about how to properly set up and structure a business entity and instilling the importance of the financial power of pooling resources for financial independence.

*Misonomer/adjective

Risks

A crowdfunding investment involves risk. You should not invest any funds in this offering unless you can afford to lose your entire investment. In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. These securities have not been recommended or approved by any federal or state securities commission or regulatory authority. Furthermore, these authorities have not passed upon the accuracy or adequacy of this document. The U.S. Securities and Exchange Commission does not pass upon the merits of any securities offered or the terms of the offering, nor does it pass upon the accuracy or completeness of any offering document or literature. These securities are offered under an exemption from registration; however, the U.S. Securities and Exchange Commission has not made an independent determination that these securities are exempt from registration.

DISCLOSURE OF RELIANCE ON TEMPORARY RELIEF

This offering is being conducted on an expedited basis due to circumstances related to COVID-19 and pursuant to the Securities and Exchange Commission’s (SEC’s) Temporary Relief Regulatory COVID-19 relief. Rule 201(z)(1)(i).

Financial information certified by the principal executive officer of the issuer has been provided instead of financial statements reviewed by a public accountant that is independent of the issuer. Rule 201(z)(1)(iii).

Investors may cancel an investment commitment for any reason within 48 hours** from the time of their investment commitment;

The intermediary will notify investors when the target offering amount has been met;

The issuer may close the offering at any time after it has aggregate investment commitments for which the 48-hour** right to cancel has elapsed that equal or exceed the target offering amount (absent a material change that would require an extension of the offering and reconfirmation of the investment commitment); and

If an investor does not cancel an investment commitment within 48 hours** from the time of the initial investment commitment, the funds will be released to the issuer upon closing of the offering and the investor will receive securities in exchange for his or her investment.

** Under the temporary rules, 48 hours is the minimum cancellation period, but an issuer may designate a later period. If the issuer has designated a period later than 48 hours, such later period must be disclosed. Rule 201(z)(1)(iv).

 

Securities & Exchange Commission (SEC) Filing

Offering Memorandum

Financial Statement

Pitch Deck 1

Pitch Deck 2

 

 

 

 

 

 

 

 


4 Comments found

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  • Tanen Andrews
    Tanen Andrews
    2 months ago
    Alexis,

    Thank you for your question. The annual membership rate is $120. The monthly rate to make it accessable to all community members will be $12. Additionally, I will be providing a breakdown of the additional membership benefits to show the importance of maintaining your status as a both a member/shareholder. Thanks.
  • Alexis
    Alexis
    2 months ago
    Sorry if I missed this point.. but what are the annual membership rates?
  • Paul
    Paul
    2 months ago
    Good evening, how much are the dues the Cooperative membership and cooperative dues for one year in the $120 package. If i buy into to invest will I have to pay dues every year for having stock in the company? also will their be dividends.
    • Tanen Andrews
      Tanen Andrews
      2 months ago
      Paul,

      This is an excellent question. The cooperative membership dues in the $120 package is $12 for the year and that is broken down to $1.00 per month which equates to a $1.00 per share for 12 months. The additional 288 shares are bonus shares for early participation. Dues of $120 will be required every year to maintain the allotment of additional shares into your membership account that you will set up later. The standard membership account , separate from this campaign, allots 50,000 shares to each new member under a Member Vesting Plan (MVP) with the cooperative and its vesting schedule releases an additional 10,000 shares every annual membership due payment cycle for a total of 5 years. This is one of the membership benefits of providing equity. As for dividends, once we reach a large enough membership base and make our first couple of large cash-flowing real estate acquisitions, dividends will be paid out on a monthly schedule at the cooperative's standard rate after expenses a 30/70 split with the members and shareholder receiving the 70%. The overall plan is not just paying out dividends but also providing liquidity for the issued shares as well. The ultimate goal is to build a large asset base in order to get qualified and be listed on a stock exchange where members/shareholders will have immediate liquidity for their shares.

      Tanen

Invest in buying and having equity in 560+ multifamily units in various Dallas area communities as cooperative group

Tanen Andrews
5900 Balcones Dr Ste 100 Austin, TX 78731

Funded: $850.00
Minimum Goal: $120.00
Maximum Goal: $250,000.00

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Cancellation/Refund Policy

You may cancel an investment commitment for any reason until 48 hours prior to the deadline identified in the offering by logging in to your account with Buy the Block, browsing to the Investments screen, and clicking to cancel your investment commitment. If an investor does not cancel an investment commitment before the 48- hour period prior to the offering deadline, the funds will be released to the issuer upon closing of the offering and the investor will receive securities in exchange for his or her investment.